San Bernardino's city council authorized a bankruptcy filing for the city on Wednesday after declaring a fiscal emergency to pave the way to file for Chapter 9 protection without first holding talks with its creditors.
The city will take about 30 days to make its filing, most likely in U.S. Bankruptcy Court in Riverside, California, said City Attorney James Penman.
San Bernardino's city council voted on July 10 to begin the process of moving toward Chapter 9 bankruptcy protection as part of a plan to overhaul the city's finances.
The city of about 210,000 people located 65 miles east of Los Angeles has burned through its reserves and is out of other ways to pay for its longstanding deficit spending. It faces a deficit of nearly $46 million.
San Bernardino is the third city in the most populous U.S. state to seek bankruptcy protection in the last two months after Stockton and the ski resort city of Mammoth Lakes filed for Chapter 9.
Stockton, a city of 300,000 residents in California's Central Valley, is the most populous U.S. city to file for bankruptcy.